Cottleville Trails: Last Phase Now Selling

Lombardo Homes and McKelvey Homes each have a small number of home sites left. Both build ranch-style and two-story floor plans from roughly 1,800 to 3,500 sq ft. Fischer & Frichtel and Consort Homes are sold out. Depending on timing, you may also find inventory homes or resale options. Reach out and we'll give you the current picture.

Yes to both. Lombardo and McKelvey each offer ranch floor plans if you prefer single-level living. McKelvey also builds designs up to 3,500 sq ft with three-car garages, composite decks, and extensive upgrade options. Availability shifts as lots are sold, so ask us what's current.

Sometimes. Builders occasionally have spec homes or nearly finished homes ready for faster delivery. Quick move-in homes at Cottleville Trails come and go with construction schedules, and timelines change as lots are selected. We track what each builder has ready or close to ready, so ask before you assume nothing is available.

Yes. Fischer & Frichtel was one of the four builders at Cottleville Trails and helped set the community's early standard. The family-owned company has been building in the St. Louis area since 1945 and has won multiple Better Business Bureau TORCH Awards. All of their homesites here are sold, so a resale is the path if you want a Fischer & Frichtel home in the community. We can help you find one.

It's an option, not a requirement. You're not required to have one, but the sales agent in the model home works for the builder, not you. A Gateway Realty Group buyer's agent works only for you: comparing floor plans, reviewing the contract, negotiating upgrades, and walking the build with you from lot selection to closing day. We're also here to make sure things get fixed when issues come up during the construction process.

In almost every new construction purchase, the builder pays the buyer's agent commission, so you get representation at no direct cost to you. Anecdotally, every home we've sold in Cottleville Trails had the commission paid by the builder. Arrangements vary by builder, and we confirm the exact terms before you commit to anything.

Yes, minutes away. This is a golf cart-friendly community that connects to Old Town via St. Charles Street, so most people here ride or walk in rather than drive. The golf-cart culture is one of our clients' favorite things about this community, and it's what makes Cottleville unique. Old Town has locally owned restaurants, coffee shops, boutiques, parks, and events that run all year. Golf courses and everyday shopping are a short drive, and Route 364 puts St. Peters, O'Fallon, Chesterfield, and downtown St. Louis within easy reach.

Yes. Cottleville Trails was developed under an R-2 Multi-Family PUD (Planned Unit Development) with a Conditional Use Permit approved by the City of Cottleville. The PUD plan sets the mix of home types: ranch style units, 2-story single family homes, two-story townhome units, and free-standing villas. It also sets standards for green space, amenities, and architectural consistency. That structure is why the community has shared amenities and a cohesive plan instead of a standard subdivision layout.

There is a 40-year CID (Community Improvement District) that new homeowners pay in Cottleville Trails. The annual fee varies depending on which builder and which type of lot you buy. There are multiple classes of lots that determine your CID fee. There's also a one-time contribution to the community due at closing. Both of these fees are paid in addition to your yearly HOA dues and property taxes.

Every home in Cottleville Trails is served by the Francis Howell School District, which holds an overall A grade from Niche and ranks as the top-rated district in St. Charles County (Niche, 2026). Students typically attend Francis Howell Central High School and its feeder schools. Boundaries can change, so verify your exact assignment with FHSD before you buy.

Most new single-family homes in the final phase have finished between $750,000 and $1,200,000, with townhomes between $400,000 and $550,000. Where you land depends on the builder, floor plan, home site, and upgrades, and builder incentives move the math around. Ask us for current pricing and we'll show you what each builder includes in base price versus what costs extra.

The combination is hard to find in one neighborhood: five lakes you can kayak and fish, a community pool and pool house, a sandy beach, miles of walking trails, a community pavilion with a firepit, parks, and a golf cart ride to Old Town Cottleville. Add Francis Howell schools and it's clear why demand has held through every phase. Very few neighborhoods this close to Old Town still have new homes for sale, and this is the last phase here.